Life Term Assurance

Cover Your Life With a Fixed Term Policy

Like a Life Assurance policy, this is a way to ensure your family are protected should the unfortunate happen and you die during the term of the policy.

Unlike the whole of life policy, this policy is over a fixed period of time

What is a Life Term Assurance Policy?

Life Term Assurance is very similar to a Life Assurance Policy EXCEPT it is only valid for a fixed term rather than for the whole of life.

Should the policyholder die during the policy term, then the beneficiary/beneficiaries will receive a tax free lump sum or if desired, a monthly or annual payment, again tax free. However, if the policyholder has survived the length of the term then the policy is deemed expired and no pay out will be given.

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What we do
Our Services

Life Assurance

A tax-free sum to whoever you choose on the event of your death

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Whole Life Assurance

Guaranteed lump sum for your family

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Critical Illness

One off payment for specific medical conditions

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Family Income Protection

A term insurance for regular financial support for terminal illness diagnosis or death

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Income Protection

Replaces part of your income if you're unable to work

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Home Insurance

Ensuring your property is covered for all eventualities

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Business Insurance

Protection for Business Owners and Independent Professionals

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