Critical Illness
Don’t Let Illness be Financially Worrying
None of us ever anticipate having an illness that means we cannot work, which can affect our ability to pay our mortgage or bills. Sadly, this is something that can happen to any one of us during our lifetime.
This type of cover will bring you peace of mind in such eventualities, giving you one less thing to worry about at a time when you need to focus on your own health and wellbeing
What Is Critical Illness Cover?
Critical Illness cover is a policy that will pay out for certain specified illnesses or injuries as a one of payment. After this payout, the policy is deemed expired.
Some (but not all) of the critical illnesses that are covered by this type of policy are:
- Certain types/stages of cancer
- Major organ transport
- Conditions such as Multiple Sclerosis
- Alzheimer’s Disease
- Parkinson’s Disease
- Traumatic Head Injury
- Stroke
- Heart Attack
A lot of the policies will also consider:
- Permanent disabilities caused by illness or injury
If you and/or your family are heavily reliant on your income then it is a good idea to consider Critical Illness cover.
Policies are based on many factors such as:-
- Age
- Current health
- Weight
- Family History
- Smoker or Non Smoker
- Job – some job’s are deemed ‘riskier’ than others
All of the above need to be factored into deciding which policy and level of cover is best for you, so why not let our team do all the work for you. Give us a call 01274 028019
Contact Us Now.
What we do
Our Services
Family Income Protection
A term insurance for regular financial support for terminal illness diagnosis or death
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