First Time Buyers
It’s a buyer that has never had a mortgage before and taking their first step on the property ladder.
Let Leodis Financial make it easier in buying your first home, let us help you get on the property ladder
with a small deposit and knowledgeable, professional service.
FIRST TIME BUYERS
Let Leodis Financial make it easier in buying your first home, let us help you get on the property ladder with a small deposit and knowledgeable, professional service.
Getting your first home is a major event in anyone’s life, our aim at Leodis Financial using our dedicated team of staff, shall make the whole process as stress free with all the best advice and support we can provide.
What is a first-time mortgage buyer?
Simply put, it’s a buyer that has never had a mortgage before, and taking their first step on the property ladder, our large range of mortgage deals at Leodis financial helps first-time buyers get the home of their dreams.
what does the government’s cut on stamp duty mean for first-time buyers? In 2017 the government announced a threshold on stamp duty, under this relief, first-time buyers will pay no stamp duty on purchases up to £500,000! An excellent time for first-time mortgage buyers.
  • Receive a mortgage deal within hours of completing an application.
  • You shall get a specialist mortgage advisor from start to finish of the application.
  • Always working to get the customer the best deals on the market.
Customers that are normally accepted for first-time mortgages are:
  • If you are applying for a joint mortgage and neither of you has brought a residential home before.
  • If the customer has never bought a home before and applying on their own.
Customers that are normally rejected on first time mortgages are:
  • If you have owned or part owned a residential property now or in the past in the UK and abroad.
  • If you buying a property with a joint partner that has owned a residential property in the past
HELP KEEP MORE POUNDS IN YOUR POCKET – TALK TO US ABOUT YOUR REQUIREMENTS TODAY.
What we do
Our Services

Fixed Rate

A fixed interest rate for an agreed term

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Help to Buy Scheme

Government supported programs for ownership.

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Low DEposit

A lower initial deposit makes it easier to get on the ladder.

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New Home Mortgage

Porting your old mortgage or starting a new one.

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Poor Credit Mortgage

Irrespective of your credit score we can help find a deal.

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Remortgage

Explore our flexible financing deals.

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Second Charge

Secured loans such as a second charge.

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Self Employed Mortgage

We will help find the best deal for you

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Shared Equity

Fund your own home with Government assistance.

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Buy to Let Mortgage

Explore some of our best financings options on offer.

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Tracker Rate

Finding the key to the ideal residence

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Capped Mortgage

A financing deal with a unique flexible rate.

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Discounted Rate

Another way to express interest rates

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Standard Variable

We determine your interest rate,May change occasionally.

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Off Set Mortgage

Link your mortgage to your savingsto save money.

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Let to Buy Mortgage

Move into a new home before selling the old one.

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Bridging Loans

Get quickly approved for bridging finance.

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