Our mortgage comparison calculator can help you in 2 ways.
Firstly it can help you work out whether you should change your mortgage deal now, even if you have an early repayment charge on your current rate. It compares the details you enter against some of the best deals on the market to find out if you can save money on your mortgage.
Secondly it can help you compare one deal against another to work out which mortgage deal is cheapest, taking into account both the rate and the arrangement fees.
If you need help with either scenario give our expert advisers a call and they will guide you through the process.
There are a number of criteria that must be taken in to account when calculating exactly. These could include but are not limited to:
Your monthly outgoings or regular commitments
Whether your income is a basic salary or includes bonus, commision or overtime
Whether you are self employed
The amount of deposit you have
Your age and whether you are borrowing past your retirement date
The lender however has the final input in to determining how much you can borrow. Each lender has their own criteria and as a broker we are perfectly placed to match you to the right lender for your borrowing requirements.
The calculators do not have the final say in how much you can borrw, your repayments etc., but this is where our expertise and experience in the field come in to play. We can sometimes make available a higher borrowing by taking your personal circumstances in to account.
*all potential borrowing is subject to affordability checks and credit status.
