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Second-charge loans are secured loans since they use a property that you currently own as security. The property you use as collateral doesn’t have to be the one in which you live. As long as you are the legal owner of the property, it can be used as security for a second-charge loan.
You don’t have to own the property outright. It can be partially owned or even on a mortgage. As long as you have some equity in a property, you can use that as collateral for a second-charge loan.
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Every effort has been made to ensure the accuracy at the time it was written. It is not intended to provide legal advice or suggest a guaranteed outcome as individual situations will differ and the law may have changed since publication.
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We are an established broker working in partnership with selected lenders to bring our clients the financial solution that best suits their needs. From all types of residential or commercial mortgage through to bridging and development finance and onto vehicle, asset and business finance.
Important
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Leodis Financial is a trading style of Leodis Financial Ltd. Directly authorized and regulated by the Financial Conduct Authority. FRN750327. Office: RHS Rebecca House, Bradford. BD1 2RX Registered Company No: 09865671 | Registered in England and Wales.
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