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Conditional Sale
We finance new and used vehicles, light commercial vehicles (LCVs),
motorbikes, and recreational vehicles such as caravans and motor homes.
motorbikes, and recreational vehicles such as caravans and motor homes.
Please note that Leodis Financial is not a lender, but rather a credit broker. We provide new and
used car finance through reputable lenders and banks, many of which we have worked with for many years.
used car finance through reputable lenders and banks, many of which we have worked with for many years.
CONDITIONAL FINANCE (CS)
“We finance new and used vehicles, light commercial vehicles (LCVs), motorbikes, and recreational vehicles such as caravans and motor homes.”
“Having a vehicle is a necessity in today’s world.”
Purchasing a car, motorcycle, or van is a significant investment after your home, it’s usually one of the most expensive purchases you’ll make.
That is why you should think about getting a car loan. We can help you spread the cost of a vehicle over time by making monthly payments that are affordable.
The Financial Conduct Authority has approved Leodis Financial Ltd as a broker. You can rely on us at Leodis Financial to provide you with the information you need to make the best financial decision.
“Leodis Financial offers flexible motor financing with a reputable, professional team.”
We at Leodis Financial recognise & understand our clients
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Every application is carefully evaluated to ensure that it is within your financial means.
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We evaluate applications based on the information provided by you, the vehicle, and the terms of the agreement.
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Unlike some other brokers, we can work with you to offer various financing choices.
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We only collaborate with the most well-known credit score companies on the market, like Experian and TransUnion.
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If something goes wrong, we'll be there for you every step of the way.
Contact Us Now.
Our Promise & Commitment to our Clients
We’re here to assist you in obtaining the vehicle you require.
– This is accomplished in three ways:
We make vehicle financing simple: We’ll work with your dealer to get you the ideal vehicle. We provide a hassle-free experience from the beginning of your search for financing to the completion of your contract.
We respect you as a unique person: We will discuss the products and services that are most relevant to you. We recognise that your scenario is unique. If you decide to apply for financing with us, we’ll consider your needs on a case-by-case basis.
We provide the following services:
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A simple and quick application procedure
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Set monthly payments and a fixed rate of interest
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Only your vehicle is used to secure the loan, not your home or other assets
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You have the option of paying off your loan early, either in full or in part
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Our varied panel of lenders caters to both new and used vehicles, and our team of professionals will assist you in finding the best financing option for your next purchase
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Our finance deals can be adapted to specific needs and are available for individuals, sole traders, limited corporations, and high net worth individuals, whether you’re searching for an Ferrari or a Kia – we can help
“We are completely independent, so we work for you, not the manufacturer or dealer.”
Please note that, Leodis Financial is not a lender, but rather a credit broker. We provide new and used car finance through reputable lenders and banks, many of which we have worked with for many years.
“We only work with reputable lenders and banks in getting the finest rates possible.”
We work with trusted lenders and banks that consider yourself for the loan; this provides you with the widest chance of being accepted at the lowest rate possible based on your criteria, all in one easy application process!
Leodis Financial Offering Help, Assistance and Support
Do you have any questions? We’re here to assist you. Here are the answers to some of the most often asked questions. Are you having trouble finding what you’re looking for?
Do you have any questions? We’re here to assist you. Here are the answers to some of the most often asked questions. Are you having trouble finding what you’re looking for?
Please contact our knowledgeable staff by phone or email, and we’ll be pleased to assist you.
One of the most typical ways to finance a new or used vehicle is through a conditional sale finance package, sometimes known as a Hire Purchase. This is probably the simplest and most straightforward method of vehicle financing.
Because Conditional Sale assumes you want to own the vehicle at the end of your finance term, it simply divides the total cost of the vehicle (minus your deposit) over the length of your plan.
The vehicle is yours after the final monthly payment is made.
The vehicle is used to secure the loan amount. Repayments are set for the duration of the contract and are spread out evenly across the term, which can be up to five years. Unless an optional balloon repayment is chosen, there is no big sum to repay at the end of the arrangement.
There are various limitations on which vehicles can have a balloon repayment; when it is permitted, it must be paid at the end of the agreed term.
Because Conditional Sale assumes you want to own the vehicle at the end of your finance term, it simply divides the total cost of the vehicle (minus your deposit) over the length of your plan.
The vehicle is yours after the final monthly payment is made.
The vehicle is used to secure the loan amount. Repayments are set for the duration of the contract and are spread out evenly across the term, which can be up to five years. Unless an optional balloon repayment is chosen, there is no big sum to repay at the end of the arrangement.
There are various limitations on which vehicles can have a balloon repayment; when it is permitted, it must be paid at the end of the agreed term.
Compare our products:
Depending on your budget and what you want out of your vehicle, we have a variety of financing options accessible to you. The differences should be easier to comprehend with our handy comparison below.
Conditional Sale (CS)
Depending on your budget and what you want out of your vehicle, we have a variety of financing options accessible to you. The differences should be easier to comprehend with our handy comparison below.
Conditional Sale (CS)
- Requires initial deposit
- Fixed monthly payments
- Finance is secured against the vehicle
- Ownership at the end of the agreement
- Early repayment options
- No excess mileage charges
- No Vehicle condition charges (Wear and Tear)
- Requires initial deposit
- Fixed monthly payments
- Finance is secured against the vehicle
- Flexible ownership at the end of the agreement
- Early repayment options
- No excess mileage charges
- No Vehicle condition charges (Wear and Tear)
- Requires initial deposit
- Fixed monthly payments
- Finance is secured against the vehicle
- Flexible ownership at the end of the agreement
- Early repayment options
- Yes, excess mileage charges
- Yes, vehicle condition charges (Wear and Tear)
1. Make a deposit.
At the start of your contract, you’ll pay a deposit. Most people use their current vehicle as a deposit once they trade it in.
2. Agree your monthly budget.
We at Leodis Financial will agree on a monthly payment with yourself that works for you and your budget at the start of your agreement with us.
3. Have fun!
You can drive your vehicle right away after it is delivered, and once the agreement is completed and when all payments have been made, we will transfer legal ownership of the vehicle to you.
At the start of your contract, you’ll pay a deposit. Most people use their current vehicle as a deposit once they trade it in.
2. Agree your monthly budget.
We at Leodis Financial will agree on a monthly payment with yourself that works for you and your budget at the start of your agreement with us.
3. Have fun!
You can drive your vehicle right away after it is delivered, and once the agreement is completed and when all payments have been made, we will transfer legal ownership of the vehicle to you.
- If you want to purchase the vehicle after making monthly payments that fits your budget after the length of the agreement, Conditional Sale finance is the way to go.
- No extra charges are occurred because of the mileage, unlike other finance packages.
- There will be no balloon payment at the end of the contract.
- Spread the expense of the vehicle.
- Conditional sales offer flexible deposits and early repayment periods.
Conditional Sale Advantages:
- Requires initial deposit
- Fixed monthly payments
- Finance is secured against the vehicle
- Ownership at the end of the agreement
- Early repayment options
- No excess mileage charges
- No Vehicle condition charges (Wear and Tear)
- Leodis Financial has a track record of working with clients to create the ideal financing packages for a wide range of prestige, classic, and luxury vehicles, all at the most competitive rates available.
- We offer finance packages that are more appealing than the dealer’s in-house financing, which is generally more expensive.
- To identify the best finance packages at the best rates, we’ll talk to a few different lenders on your behalf.
- Advances ranging from £7.5k to £500k+ are available.
- Service that is quick, polite, and personalised.
- Offering you the lowest rates, allowing you to stretch your budget.
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